I told my husband the other day that I want to create a real budget since we now have a house payment (something we’ve not had in our 11 years of marriage). Sure, we’ve had other payments, but none as big as this mortgage and none that will last for such a long period of time. The past several Sunday School lessons at our church have been about work and money management, so this comes at the perfect time.
After teaching my spin class yesterday, I got into a conversation about budgeting with one of my students, who has been on a budget for quite sometime. She follows the Dave Ramsey principles which I’m somewhat familiar with (thanks to my cousin who gave me that book many years ago!). I need to pull that book back out because I only made it to the second or third step in the plan. Either way, this gal was so helpful and emailed me the neatest spreadsheet on budgeting that she uses. I plan to get into the meat of it this weekend and figure out our budget for next month and see how it goes. I don’t think our house payment will start until May which is nice so we’ll have a month to practice.
This week’s Sunday School lesson is about “Our generous giving should glorify God and reflect Christ’s giving.” My mom raised me to understand the importance of tithing (giving the first 10% back to God) and over the past several years, I’ve really practiced this. I’m a good tither, but I’m not good at “offerings”, so I plan to work that into the budget. I was proud to hear my sister say she gave a good chunk of her earnings to the church last year. I guess mom’s words DID sink in after all!
Some points from the Sunday School lesson this week (2 Corinthians 9:10-13):
- The Lord is the One who provides our necessities of life and more
- The reason for multiplying our material resources is to increase the harvest of our righteousness
- God prospers us not so we can move on up and enjoy a bigger piece of the pie but to enable us to do more to bless others
- Our generosity will result in people offering thanksgiving to God, thus bringing glory to Him
- Generosity supplies the needs of the saints
- Generosity expresses thanks to God
- Generosity confesses the gospel of Jesus Christ to everyone
So, I’m praying over our new budget and asking God to guide me in creating it and following it. I know it won’t be easy to change some of our habits (like eating out WAY too much), but I know we can do it. One reason we got a house is to stay here and enjoy it, so I plan to work on meal planning on the weekends and this gal is going to be grilling out a LOT more this spring and summer!
On another note, I got me some Starbucks Veranda Blend Blonde Roast at the grocery store the other day and it sure is tasty. I had been drinking my favorite Jamaican Me Crazy blend, but I was almost out and was ready to try something new. Plus this was half the price. Yes, I’m pregnant, but I don’t worry about one cuppa joe a day.
Have a blessed day!